ANobAG: So Far So Good

This is just to say that, apparently, everything went well regarding my ANobAG registration:

  • I opted for an extended pillar 3a rather than a quite minimal pillar 2.
  • I received and paid the annual bill for the UVG insurance.
  • I received the 2025 Q1 bill from the SVA Zurich regarding the contributions I have to pay, and it is according to expectations.
  • Salary flows in with no issues, I just have to file an invoice every month to my employer (a very simple form, provided by them).

The only two problems are:

  1. As the salary is paid in USD, it’s subject to oscillation. Luckily I
    negotiated it at a point where the USD was quite low on the CHF.
  2. I am currently without pillar 2 coverage! If anything happens to me, my family is screwed.

The last point is obviously quite serious. I do have a private life/illness insurance, but it’s something I stipulated before the ANobAG thing, so it was sized according to my previous situation where the pillar 2 would contribute to cover my ass. Now that I don’t have this contribution anymore, I will have to do another analysis and probably extend the coverage of my private insurance.

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